Offering the best quality of life in your later years

Trust the Local Experts

If you are 55+ years old and a homeowner, you could unlock the wealth that is locked up in your home. With more and more providers entering the market to meet the ever-growing demand there has never been a better time to look at releasing capital from your home. Here at Later Life Financial Services you can be assured of receiving professional and impartial advice to suit your circumstances

About Us

Why use us?

  • We are your local lifetime mortgage experts
  • We provide a bespoke service to meet your needs and take the worry out of the whole process
  • We are members of the Equity Release Council
  • We are fully impartial and only provide mortgages from providers who are also members of the Equity Release Council
  • The initial consultation and recommendation to you is completely free of charge
  • Our administration fee, that is only charged if you are happy with our recommendation, is typically £995

 

Do you want to find out all about your options?
Request a copy of our free guide here

Jay’s advice on all our pertinent financial decisions, both personal and for our business, is first class. Jay has taken the time to really understand our position and present us with detailed analysis of options for all of our financial needs. He has taken the worry and stress of such big decisions away.

J from Knutsford | Knutsford

The stuff you do which is great but for me expected: professional, wealth of knowledge across all financial aspects, clients’ best interest at heart, proactive with market changes, high standard of client service.

However what sets you apart for me are the following elements:

1) You simplify complex financial matters into language I understand to enable me to make the best           informed decisions.

2) You respect my position as an equal in mine and my husband’s financial matters.

3) You don’t sit on the fence presenting me/ us with copious options, you give an opinion!

A from Cheshire | Cheshire

The firm has managed my financial affairs for over 10 years.  I have complete confidence in the team and as such they look after my mortgage, pension and life insurance policies, in addition they also manage my portfolio of Buy to Let commercial mortgages and related insurance services.   I rely on the expertise,    ethics and experience of the advisors to bring to me the most suitable products and services, I trust the advice given to allow me to make an informed choice, to have this reliance is invaluable.

P from Cheadle | Cheadle

Thank you – throughout all this you’re the person that has been consistently on the ball and efficient and we really do appreciate all you have done for us.

G From Stockport | Stockport

Jay offers a friendly, approachable service. His passion, knowledge and delivery give you the reassurance that your best interests are in hand. Always available to provide guidance and deliver quality advice. Willing to spend time to listen to the needs of the client and explain complex issues in a clear way.

We have learnt to trust his judgement over many years. We would recommend him and do to anyone seeking financial advice.

Our experience with all at One and All has been nothing but excellent. A great Professional Company.

M from Manchester | Manchester

Working With Trusted Providers

Why Equity Release?

From repaying your existing mortgage to taking care of your family, there are lots of different ways to have a successful retirement. But one thing you can’t get away from is the need for flexible finances that let you do the things you love

We’re helping thousands of people to unlock some of the cash in their home and improve their lives. If your finances are being squeezed, or you’re looking for a way to make more out of your retirement, then your home could help

Travel the world
and enjoy your retirement

View Case Study

Help your children have
a better future

View Case Study

Clear existing
debt and relax

View Case Study