Getting a mortgage shouldn’t be more difficult to obtain as you get older, however the lender market is greatly reduced as you approach and go into retirement. We can assist customers at any age and stage in life – whether you are looking to get a better deal on your current mortgage, raise money on a property you already own or simply want to get on the property ladder, however we specialise in finding lending solutions to those who have retired, or those retiring shortly.
As independent advisers we have access to the whole market, including many specialist lenders, to ensure that we can find the best deal for you.
Our review service is completely free of charge, and only if you decide to proceed with an application, following our initial recommendation, do we charge a fee
Our typical fee for a retirement mortgage is £995, and this is due for payment once we submit your application to the provider
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage and any debt secured on it.
Age restrictions may apply, depending upon the lender chosen.
To discuss all your options in more detail please call one of our regional offices to speak to one of our Advisors, who can recommend which options, from the open market, that you should take